Security & Trust
Built with the same security standards as your debit card.
How Peti Keeps Your Money Safe
Think of Peti like a secure locker for your transactions. Every payment is locked with a unique key that only the banking system can open.
Unlike phone apps that can be hacked or copied, Peti uses dedicated security hardware — the same technology that protects your ATM card's chip.
Even if someone steals the device, they can't see your transactions or fake new ones. The security is built into the physical device, not just software.
Physical chip protection
Data scrambled with keys
Bank confirms every sync
Security Features
Multiple layers of protection for every transaction
Hardware-Level Security
Peti uses a secure element — a special chip that stores sensitive information in a protected area. This is the same technology used in credit cards, passports, and secure ID cards. It's proven, tested, and trusted by banks worldwide.
Encrypted Transactions
Every transaction is encrypted before it's stored. Think of it like writing in a secret code that only the bank can read. Even if someone could access the device's memory, they'd only see scrambled data.
No Raw Data Exposure
Peti never shows or stores sensitive card numbers in readable form. Card data is immediately converted into secure tokens. What's stored is a reference, not the actual card number.
Bank-Grade Standards
Our security approach follows the same principles used by major banks and payment networks. We're building to meet PCI DSS standards — the gold standard for payment security.
Why You Can Trust Peti
Simple answers to common concerns
What if someone steals my Peti device?
The device can be remotely disabled. All data is encrypted and can't be extracted even with physical access. Pending transactions are flagged and verified before settlement.
Can someone create fake transactions?
No. Each transaction requires cryptographic signatures from both devices involved. These signatures can't be forged without the secure element — which can't be copied.
How do you prevent double-spending?
Each transaction has a unique ID that's tracked across the system. When devices sync, the banking system checks for any duplicates or conflicts.
What if there's a dispute?
Both devices keep signed records of every transaction. These records are tamper-proof and can be used to verify what actually happened.
Is my personal data safe?
Peti stores minimal personal data. We don't need your photos, contacts, or location. Just what's needed for payment processing.
How is this different from UPI security?
UPI relies on your phone's security and network encryption. Peti adds dedicated hardware security — a physical barrier that's much harder to breach than software alone.
What We Don't Do
Being secure also means being honest about our limits.
Peti works with real money, regulated by real banks
All transactions are traceable for compliance
We're building carefully, not rushing to market
Our Security Commitment
- Regular security audits
- Responsible disclosure program
- Transparent about limitations
- Continuous improvement
Questions About Security?
We're happy to explain how Peti protects your transactions.